Browse regulations

This regulation has been entirely repealed since 2008, rendering all its provisions obsolete and inoperative.

Completely repealed in 2008, making it legally inoperative and unnecessary. Repealed regulations should be removed from active consideration as they no longer have any effect on Canadian governance or economic activity.

These regulations have been repealed and are no longer in effect. They were removed from the legal code in 2008.

Regulations are already repealed and obsolete. No longer serve any purpose, and original regulatory framework has been eliminated.

Defines 'Act' as the Financial Consumer Agency of Canada Act. Designates violations of consumer provisions and non-compliance with compliance agreements as enforceable under the Act. Comes into force upon registration.

Without this enforcement mechanism, financial consumers would lack efficient recourse against violations, as criminal and civil courts are poorly suited for widespread, low-value harms. Deleting it would increase predatory practices and erode trust in financial institutions, directly harming Canadians' economic well-being.

This Order applies Part 1 of PIPEDA to Atomic Energy of Canada Limited and the CBC, Crown corporations not covered by the Privacy Act, imposing private-sector privacy rules on them.

It adds costly compliance burdens for Crown corporations, ultimately borne by taxpayers, while privacy can be enforced more efficiently through market mechanisms and common law; the regulation stifles innovation and creates unnecessary bureaucratic overhead.

This regulation specifies exemptions from certain privacy protection requirements under PIPEDA for personal information that is already publicly available through telephone directories, professional listings, statutory registries with public access, judicial records, and publications where the individual provided the information.

Deleting this regulation would create legal uncertainty about using publicly available information, chilling legitimate business, research, and journalistic activities that rely on directories and public records. The bright-line exemptions provide clear, predictable boundaries that reduce compliance costs and respect the principle that voluntarily public information warrants no additional privacy protection—outcomes harder to achieve through case-by-case interpretation.

Prescribes specific property types (plants, horses, vehicles, industrial machinery, etc.) for tax purposes under subsection 177(1.3) of the Excise Tax Act, establishing when input tax credits can be claimed for these categories.

Canadians would be worse off if deleted because this regulation provides clear tax treatment for capital investments in agriculture, transportation, and industrial equipment. Without it, businesses would face uncertainty about tax credits for essential assets, potentially reducing investment in productive capacity and increasing compliance costs.

This regulation defines terms for the Excise Tax Act and establishes provincial rebate schedules for harmonized sales tax, including definitions for children's products, feminine hygiene items, food and beverages, and heating oil, with specific tax treatment rules for various goods and services.

Canadians would be worse off if this regulation was deleted because it provides tax relief on essential items like children's clothing, feminine hygiene products, and qualifying food, reducing the cost of living for families. The provincial rebate schedules ensure consistent tax treatment across participating provinces, preventing confusion and potential double taxation that would harm consumers and businesses.

Regulation sections already repealed by SOR/2016-63, s. 1; no longer in force

Repealed and therefore irrelevant to current regulatory landscape; any original provisions no longer have legal effect

Prescribes 'supervisory information' for banks and affiliates (regulatory ratings, intervention stages, examination reports, prudential agreements, CDIC classifications). Prohibits banks from disclosing such information, with limited exceptions for disclosure to affiliates/professionals under confidentiality and when required by securities laws for material facts.

Canadians would be worse off without this regulation because premature disclosure of preliminary supervisory concerns could trigger destabilizing bank runs and market panic, harming depositors and the broader economy. The regulation achieves a crucial balance: it protects financial stability by controlling sensitive information flow while still permitting necessary disclosure to professionals and when securities laws require material information. This nuanced approach would be difficult to replicate through ad-hoc measures, creating legal uncertainty and potentially undermining the regulatory process.

Regulation prescribes what constitutes confidential supervisory information for foreign banks operating in Canada and prohibits its disclosure, with limited exceptions for affiliates and securities law requirements.

Restricts voluntary information sharing, imposes compliance costs, and protects regulatory opacity rather than serving a clear market need. Unseen costs include reduced transparency and suppressed market discipline that would otherwise help allocate capital efficiently.

Prescribes specific information as confidential 'supervisory information' for cooperative credit associations and their affiliates, including regulatory ratings, intervention stages, enforcement actions, and examination reports. It prohibits disclosure except to affiliates and advisors under confidentiality, and when required by securities laws.

Enforces secrecy around critical financial condition information, undermining market discipline and depositor awareness. This paternalistic rule creates moral hazard by shielding institutions from market consequences, leading to inefficient capital allocation and hidden risks that ultimately destabilize the system it aims to protect.

This regulation establishes rules for handling supervisory information related to insurance companies under the Insurance Companies Act. It defines supervisory information (ratings, intervention stages, orders, reports), access permissions, and disclosure conditions for material facts under securities laws.

Deletion would remove critical safeguards against premature disclosure of financial stability data, potentially triggering market instability and eroding trust in Canada's insurance sector, which could directly harm consumers' financial security.

This regulation defines supervisory information for trust and loan companies, including financial ratings, intervention stages, regulatory orders, examination reports, and insurance premium classifications. It restricts disclosure of this information except to affiliates, authorized parties, and when required by securities laws.

Without this regulation, sensitive financial supervision information would be publicly disclosed, potentially causing bank runs, market manipulation, and destabilizing the financial system. The restrictions protect depositors and maintain orderly financial markets while still allowing necessary disclosure under securities laws.

This regulation appears to be a repealed set of rules from SOR/2018-62, section 1, with no current active provisions.

The regulation has already been repealed and is no longer in effect, making it obsolete. Repealed regulations should be deleted to eliminate regulatory clutter and reduce compliance costs for businesses that might otherwise need to verify the current status of regulations.

Government-backed loan program for small businesses to lease equipment, with federal guarantees covering 85% of losses, maximum $250,000 per lease, and various compliance requirements for lessors and lessees.

Creates moral hazard by subsidizing risky lending, distorts capital markets, imposes complex compliance costs on small businesses, and artificially inflates equipment prices through government guarantees.